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Contract bond

Mississippi Maintenance Bond

Mississippi's public works bond law, Miss. Code § 31-5-51, requires performance and payment bonds on public building and public works contracts, but does not require a maintenance bond. When one is used, the contract or the local agency sets it.

Bond at a glance
Mississippi Maintenance BondContract bond
Set by the contract
Public works bond lawMiss. Code § 31-5-51 (performance and payment bonds only)
Set byThe contract or the local agency
Required byThe project owner or local agency
How it works

Three steps to your bond.

  1. 01Apply onceTell us about your business and what the bond is for. One application covers most contractor bonds.
  2. 02The surety reviews itPropeller Bonds, our surety partner, reviews your application and sets the terms. We show you the terms before you commit.
  3. 03Sign and fileSign the bond and file it with whoever requires it: the project owner, agency or court. We help with the filing.
About this bond

What a maintenance bond is

A maintenance bond, also called a warranty bond, guarantees your finished work is free of defects in materials and workmanship for a set period, often one or two years. Sometimes it's built into the performance bond; sometimes the owner wants it separately.

In Mississippi

Mississippi's public works bond law, Miss. Code § 31-5-51, requires performance and payment bonds on public building and public works contracts, but does not require a maintenance bond. When one is used, the contract or the local agency sets it.

  • Some city subdivision ordinances require one, for example Senatobia requires a maintenance bond for at least one year after accepting road improvements.

You need this bond if you're

  • A contractor finishing public works with a warranty period
  • A site contractor handing improvements over to a city or county
  • Paving, concrete, roofing and landscaping contractors
  • A developer whose subdivision bond is being released

What the surety looks at

Your business, credit and the finished project. Often handled together with the performance bond.

FAQs

Common questions.

Does Mississippi law require maintenance bonds?

Usually the contract or the local agency sets it, not a statewide law. The contract states the amount and how long it lasts.

How long does a maintenance bond last?

As long as the warranty period in the contract, commonly one or two years after the owner accepts the work.

What does it cost?

You pay a premium, not the bond amount. The surety sets the premium after it reviews your application, usually as a percentage of the bond amount. We show you the terms before you commit.

How do I get one through BLDAssure?

Apply once with us. We collect the details the surety needs, Propeller Bonds (our surety partner) reviews the application and issues the bond, and we help you file it with whoever requires it.

Related bonds

Other Mississippi bonds.

See all 57 Mississippi bonds with prices →

Contract bond

Mississippi Performance & Payment Bond

Performance and payment bonds usually come as a pair once you win a job.

Development bond

Mississippi Subdivision Bond

Cities and counties often require a developer to bond the public improvements in a new subdivision or site plan, like streets, sidewalks, storm drains, sewer and water lines, before they approve the final map or permits.

Contract bond

Mississippi Bid Bond

A bid bond is a guarantee you submit with your bid.

Sources

  1. Mississippi Legislature: 2024 H.B. 1060 showing Miss. Code § 31-5-51 text
  2. City of Senatobia Subdivision Ordinance

General information, not legal advice. Rules change; confirm the current requirement with the agency or owner that asks for the bond. Facts checked Oct 23, 2026.

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