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Commercial bond

Michigan Notary Bond

Michigan notary applicants must get a $10,000 surety bond and file it with the county clerk before applying to the Secretary of State.

Bond at a glance
Michigan Notary BondCommercial bond
Required by state law
LawMCL 55.273
Amount$10,000.00
Filed withCounty clerk of the county of residence (or principal place of business for nonresidents)
TermEnds on the notary's birthday, not less than 6 nor more than 7 years after appointment (MCL 55.269)
Commissioning agencyMichigan Department of State (Secretary of State)
Required byMichigan Department of State
How it works

Three steps to your bond.

  1. 01Apply onceTell us about your business and what the bond is for. One application covers most contractor bonds.
  2. 02The surety reviews itPropeller Bonds, our surety partner, reviews your application and sets the terms. We show you the terms before you commit.
  3. 03Sign and fileSign the bond and file it with whoever requires it: the project owner, agency or court. We help with the filing.
About this bond

What a notary bond is

Many states require a notary public to have a bond before they're commissioned. It protects the public if the notary makes a mistake or commits misconduct. It doesn't protect the notary: errors and omissions insurance does that.

In Michigan

Michigan notary applicants must get a $10,000 surety bond and file it with the county clerk before applying to the Secretary of State.

  • The bond must be obtained within 90 days before the application is submitted.

You need this bond if you're

  • Someone applying to become a notary
  • A notary renewing a commission
  • An employer with staff who notarize documents

What the surety looks at

Basic personal details. Notary bonds usually don't need a detailed review.

FAQs

Common questions.

Does Michigan require a notary bond?

See the facts above for the amount and term. The commissioning office lists the current rules.

Does the bond protect me as the notary?

No. It pays people harmed by a notary's error or misconduct, and the notary repays the surety. Errors and omissions insurance is what protects the notary.

What does it cost?

You pay a premium, not the bond amount. The surety sets the premium after it reviews your application, usually as a percentage of the bond amount. We show you the terms before you commit.

How do I get one through BLDAssure?

Apply once with us. We collect the details the surety needs, Propeller Bonds (our surety partner) reviews the application and issues the bond, and we help you file it with whoever requires it.

Related bonds

Other Michigan bonds.

See all 89 Michigan bonds with prices →

License bond

Michigan Contractor License Bond

Some states, and many cities and counties, make contractors post a bond to get or renew a license.

Permit bond

Michigan Permit Bond

Some cities and counties require a bond before they issue a building or work permit.

Federal bond

Michigan Freight Broker Bond (BMC-84)

Federal law requires property brokers and freight forwarders to keep $75,000 in financial security to hold operating authority from the Federal Motor Carrier Safety Administration (FMCSA).

Sources

  1. MCL 55.273
  2. MCL 55.269

General information, not legal advice. Rules change; confirm the current requirement with the agency or owner that asks for the bond. Facts checked Oct 23, 2026.

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